£18,000 salary after tax
Take-home pay on £18,000 a year in the 2026/27 tax year (6 April 2026 to 5 April 2027), with the standard 1257L tax code and no pension.
£1,373
take-home pay a month (England, Wales and Northern Ireland, 2026/27)
Year £16,480 Week £317 Scotland: £1,377 a month
England, Wales, NI
| Year | Month | Week | |
|---|---|---|---|
| Gross pay | £18,000 | £1,500 | £346 |
| Income Tax | -£1,086 | -£91 | -£21 |
| National Insurance | -£434 | -£36 | -£8 |
| Take-home pay | £16,480 | £1,373 | £317 |
Scotland
| Year | Month | |
|---|---|---|
| Income Tax | -£1,046 | -£87 |
| National Insurance | -£434 | -£36 |
| Take-home pay | £16,519 | £1,377 |
That is about £9.23 an hour before tax, at 37.5 hours a week.
Fewer than 10% of full-time employees in the UK earn less than £18,000.
With a student loan
Student loan repayments come out of pay too. Monthly take-home in England, Wales and Northern Ireland:
| Loan repayment a month | Take-home pay | |
|---|---|---|
| Plan 1 | £0 | £1,373 |
| Plan 2 | £0 | £1,373 |
| Plan 4 (Scotland) | £0 | £1,373 |
| Plan 5 | £0 | £1,373 |
| Postgraduate loan | £0 | £1,373 |
Jobs with a median salary near £18,000
Take-home pay by salary
Rates from GOV.UK: Rates and thresholds for employers 2026 to 2027.