£23,000 salary after tax
Take-home pay on £23,000 a year in the 2026/27 tax year (6 April 2026 to 5 April 2027), with the standard 1257L tax code and no pension.
£1,673
take-home pay a month (England, Wales and Northern Ireland, 2026/27)
Year £20,080 Week £386 Scotland: £1,677 a month
England, Wales, NI
| Year | Month | Week | |
|---|---|---|---|
| Gross pay | £23,000 | £1,917 | £442 |
| Income Tax | -£2,086 | -£174 | -£40 |
| National Insurance | -£834 | -£70 | -£16 |
| Take-home pay | £20,080 | £1,673 | £386 |
Scotland
| Year | Month | |
|---|---|---|
| Income Tax | -£2,046 | -£171 |
| National Insurance | -£834 | -£70 |
| Take-home pay | £20,119 | £1,677 |
That is about £11.79 an hour before tax, at 37.5 hours a week.
Fewer than 10% of full-time employees in the UK earn less than £23,000.
With a student loan
Student loan repayments come out of pay too. Monthly take-home in England, Wales and Northern Ireland:
| Loan repayment a month | Take-home pay | |
|---|---|---|
| Plan 1 | £0 | £1,673 |
| Plan 2 | £0 | £1,673 |
| Plan 4 (Scotland) | £0 | £1,673 |
| Plan 5 | £0 | £1,673 |
| Postgraduate loan | -£10 | £1,663 |
Jobs with a median salary near £23,000
Take-home pay by salary
Rates from GOV.UK: Rates and thresholds for employers 2026 to 2027.