£27,000 salary after tax
Take-home pay on £27,000 a year in the 2026/27 tax year (6 April 2026 to 5 April 2027), with the standard 1257L tax code and no pension.
£1,913
take-home pay a month (England, Wales and Northern Ireland, 2026/27)
Year £22,960 Week £442 Scotland: £1,917 a month
England, Wales, NI
| Year | Month | Week | |
|---|---|---|---|
| Gross pay | £27,000 | £2,250 | £519 |
| Income Tax | -£2,886 | -£241 | -£56 |
| National Insurance | -£1,154 | -£96 | -£22 |
| Take-home pay | £22,960 | £1,913 | £442 |
Scotland
| Year | Month | |
|---|---|---|
| Income Tax | -£2,846 | -£237 |
| National Insurance | -£1,154 | -£96 |
| Take-home pay | £22,999 | £1,917 |
That is about £13.85 an hour before tax, at 37.5 hours a week.
About 15% of full-time employees in the UK earn less than £27,000 (estimated from ONS percentiles).
With a student loan
Student loan repayments come out of pay too. Monthly take-home in England, Wales and Northern Ireland:
| Loan repayment a month | Take-home pay | |
|---|---|---|
| Plan 1 | -£1 | £1,913 |
| Plan 2 | £0 | £1,913 |
| Plan 4 (Scotland) | £0 | £1,913 |
| Plan 5 | -£15 | £1,898 |
| Postgraduate loan | -£30 | £1,883 |
Jobs with a median salary near £27,000
Take-home pay by salary
Rates from GOV.UK: Rates and thresholds for employers 2026 to 2027.