£31,000 salary after tax
Take-home pay on £31,000 a year in the 2026/27 tax year (6 April 2026 to 5 April 2027), with the standard 1257L tax code and no pension.
£2,153
take-home pay a month (England, Wales and Northern Ireland, 2026/27)
Year £25,840 Week £497 Scotland: £2,155 a month
England, Wales, NI
| Year | Month | Week | |
|---|---|---|---|
| Gross pay | £31,000 | £2,583 | £596 |
| Income Tax | -£3,686 | -£307 | -£71 |
| National Insurance | -£1,474 | -£123 | -£28 |
| Take-home pay | £25,840 | £2,153 | £497 |
Scotland
| Year | Month | |
|---|---|---|
| Income Tax | -£3,661 | -£305 |
| National Insurance | -£1,474 | -£123 |
| Take-home pay | £25,865 | £2,155 |
That is about £15.90 an hour before tax, at 37.5 hours a week.
About 26% of full-time employees in the UK earn less than £31,000 (estimated from ONS percentiles).
With a student loan
Student loan repayments come out of pay too. Monthly take-home in England, Wales and Northern Ireland:
| Loan repayment a month | Take-home pay | |
|---|---|---|
| Plan 1 | -£31 | £2,123 |
| Plan 2 | -£12 | £2,141 |
| Plan 4 (Scotland) | £0 | £2,153 |
| Plan 5 | -£45 | £2,108 |
| Postgraduate loan | -£50 | £2,103 |
Jobs with a median salary near £31,000
Take-home pay by salary
Rates from GOV.UK: Rates and thresholds for employers 2026 to 2027.